Executive Summary
At Dhan Saarthi, we value your trust. This policy outlines how we handle your business and personal data. We do not sell your data to third-party telemarketers; we only share information with certified lending partners to facilitate your capital requirements.
1. Information Collection
We collect information to provide better services to our users. This includes:
- Identity Data: Name, address, and contact details.
- Financial Data: Bank statements, GST returns, and credit history provided by you.
- Technical Data: IP address and browser type for security monitoring.
2. How We Use Data
Your data is used strictly for the following purposes:
- To verify your business eligibility for financial products.
- To submit applications to NBFCs and Banking partners on your behalf.
- To notify you about changes to our services or your application status.
3. Data Security & Retention
We use 256-bit SSL encryption to protect your data during transmission. We retain your personal data only as long as necessary to provide you with the services or as required by Indian Law (RBI guidelines).
4. Disclosure to Third Parties
We share your information with third-party service providers (Lenders, Credit Bureaus, and KYC Verification Agencies) to perform functions on our behalf. These parties are contractually obligated to keep your data confidential.
5. Your Rights
You have the right to request access to the data we hold about you, request corrections, or ask for the deletion of your account. To exercise these rights, contact our Data Protection Officer at the email below.