Dhan Saarthi

Trusted Business Financing

Business Loans Made Simple ₹25L to ₹25 Crore+

Fast approvals, flexible EMIs and minimal documentation. Apply online and get funded quickly through trusted banks & NBFCs.

Quick Approval

Low Interest Rates

100% Digital

Apply for Business Loan

Fill in your details for instant eligibility check

Full Name

Mobile Number

Email Address

Company Name

Loan Type

Loan Amount (₹)

Annual Turnover

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Why Businesses Trust Us

Not Just a Loan Platform. A Smarter Funding Partner.

Every decision you make here reduces risk, saves time, and increases approval confidence.

You Apply Once

No repeated forms, no confusing paperwork. A single application reaches multiple banks & NBFCs.

Smart Eligibility Matching

Our system matches your business profile with lenders most likely to approve your loan.

Transparent Offers Only

No hidden charges. Compare interest rates, tenure and EMI before choosing.

Faster Disbursal, Less Stress

Dedicated assistance ensures smooth processing until funds reach your account.

95%

Approval Accuracy

48 hrs

Average Response Time

100+

Lending Partners

Business Loan Calculator

See the Impact Before You Apply

Adjust numbers and instantly understand how this loan affects your monthly cash flow.

Loan Amount (₹)

₹1L ₹10,00,000 ₹5Cr

Interest Rate (%)

8% 14% 24%

Loan Tenure (Months)

6 36 Months 60

Your Estimated Monthly EMI

₹0

Loan Amount ₹0

Total Interest ₹0

Total Payable ₹0

Apply With These Numbers

Trusted Lending Network

Backed by India’s Leading Banks & NBFCs

Your application is evaluated only by verified, RBI-regulated financial institutions.

100+

Active Lending Partners

PAN India

Coverage & Disbursal

RBI

Regulated Institutions

Loan Products & Guidance

Find the Right Loan Without Confusion

Compare loan types based on real business needs — not complex banking terms.

Loan Type

Best For

Loan Amount

Tenure

Guidance

Business Loan

Flexible funds for working capital, expansion, inventory

₹5L – ₹5Cr

12–60 Months

Unsecured or light collateral depending on profile

Unsecured Loan

Collateral-free quick funding

₹1L – ₹50L

12–48 Months

No security required

Secured Loan

Lower cost loans against property or assets

₹10L – ₹10Cr

36–120 Months

Property / asset collateral

Corporate Loan

Structured funding for large enterprises

₹50L – ₹100Cr+

12–120 Months

Corporate assets / guarantees

Project Finance

Funding for infrastructure & expansion projects

Based on project size

36–180 Months

Project assets / structured security

Working Capital Loan

Manage daily cash flow needs

Based on turnover

Flexible

Primary collateral / hypothecation

Cash Credit (CC)

Overdraft-like facility for WC needs

Based on turnover

Renewable

Stock & receivables

Overdraft (OD)

Flexible draw & repay facility

Based on eligibility

12–36 Months

Usually unsecured or limited security

Working Capital (WCTL)

Term loan structure for WC

Based on WC gap

12–60 Months

As per bank policy

EMI Business Loan

Equipment & expansion expenses

₹1L – ₹1Cr

12–60 Months

Margin / collateral if any

Machinery / Equipment Loan

Purchase or upgrade machinery

Up to 90% cost

36–84 Months

Asset-based

Term Loan

Medium to long-term business funding

₹10L – ₹10Cr

36–120 Months

Collateral as per policy

Work Order / Purchase Order Loan

Funds to execute confirmed orders

Up to order value

Up to 12 Months

Assignment of receivables

Purchase Finance

Finance raw material / supplier payments

As per purchase order

Short-term

Bill assignment / inventory

Invoice / Bill Discounting

Convert approved invoices into cash

Up to 80% invoice

30–120 Days

Assignment of receivables

Vendor Finance

Enable suppliers to get early payments

Based on invoices

Short-term

Assignment of receivables

Loan Against Property (LAP)

Lower interest long-term loans

₹10L – ₹20Cr

Up to 15 Years

Property collateral

Business Line of Credit

On-demand credit access

Based on profile

Revolving

Secured / unsecured based

Export Finance

Pre & post shipment export funding

Based on export orders

Short-term

Export receivables

Supply Chain Finance

Support supplier & buyer payments

Based on supply contracts

Program based

Assignment of receivables

Business Loan

Best For: Flexible funds for working capital, expansion, inventory

Loan Amount: ₹5L – ₹5Cr

Tenure: 12–60 Months

💡 Unsecured or light collateral depending on profile

Check Eligibility →

Unsecured Loan

Best For: Collateral-free quick funding

Loan Amount: ₹1L – ₹50L

Tenure: 12–48 Months

💡 No security required

Check Eligibility →

Secured Loan

Best For: Lower cost loans against property or assets

Loan Amount: ₹10L – ₹10Cr

Tenure: 36–120 Months

💡 Property / asset collateral

Check Eligibility →

Corporate Loan

Best For: Structured funding for large enterprises

Loan Amount: ₹50L – ₹100Cr+

Tenure: 12–120 Months

💡 Corporate assets / guarantees

Check Eligibility →

Project Finance

Best For: Funding for infrastructure & expansion projects

Loan Amount: Based on project size

Tenure: 36–180 Months

💡 Project assets / structured security

Check Eligibility →

Working Capital Loan

Best For: Manage daily cash flow needs

Loan Amount: Based on turnover

Tenure: Flexible

💡 Primary collateral / hypothecation

Check Eligibility →

Cash Credit (CC)

Best For: Overdraft-like facility for WC needs

Loan Amount: Based on turnover

Tenure: Renewable

💡 Stock & receivables

Check Eligibility →

Overdraft (OD)

Best For: Flexible draw & repay facility

Loan Amount: Based on eligibility

Tenure: 12–36 Months

💡 Usually unsecured or limited security

Check Eligibility →

Working Capital (WCTL)

Best For: Term loan structure for WC

Loan Amount: Based on WC gap

Tenure: 12–60 Months

💡 As per bank policy

Check Eligibility →

EMI Business Loan

Best For: Equipment & expansion expenses

Loan Amount: ₹1L – ₹1Cr

Tenure: 12–60 Months

💡 Margin / collateral if any

Check Eligibility →

Machinery / Equipment Loan

Best For: Purchase or upgrade machinery

Loan Amount: Up to 90% cost

Tenure: 36–84 Months

💡 Asset-based

Check Eligibility →

Term Loan

Best For: Medium to long-term business funding

Loan Amount: ₹10L – ₹10Cr

Tenure: 36–120 Months

💡 Collateral as per policy

Check Eligibility →

Work Order / Purchase Order Loan

Best For: Funds to execute confirmed orders

Loan Amount: Up to order value

Tenure: Up to 12 Months

💡 Assignment of receivables

Check Eligibility →

Purchase Finance

Best For: Finance raw material / supplier payments

Loan Amount: As per purchase order

Tenure: Short-term

💡 Bill assignment / inventory

Check Eligibility →

Invoice / Bill Discounting

Best For: Convert approved invoices into cash

Loan Amount: Up to 80% invoice

Tenure: 30–120 Days

💡 Assignment of receivables

Check Eligibility →

Vendor Finance

Best For: Enable suppliers to get early payments

Loan Amount: Based on invoices

Tenure: Short-term

💡 Assignment of receivables

Check Eligibility →

Loan Against Property (LAP)

Best For: Lower interest long-term loans

Loan Amount: ₹10L – ₹20Cr

Tenure: Up to 15 Years

💡 Property collateral

Check Eligibility →

Business Line of Credit

Best For: On-demand credit access

Loan Amount: Based on profile

Tenure: Revolving

💡 Secured / unsecured based

Check Eligibility →

Export Finance

Best For: Pre & post shipment export funding

Loan Amount: Based on export orders

Tenure: Short-term

💡 Export receivables

Check Eligibility →

Supply Chain Finance

Best For: Support supplier & buyer payments

Loan Amount: Based on supply contracts

Tenure: Program based

💡 Assignment of receivables

Check Eligibility →

Still Not Sure Which Loan Fits You?

Answer a few simple questions and we’ll guide you to the best option.

Get Guided Recommendation

Got Questions?

Let’s Clear Everything Before You Apply

Real answers, explained clearly — no banking jargon.

Most applications receive an initial decision within 24–48 working hours after document verification.

No. Many business loans are unsecured. Collateral requirements depend on loan type and profile.

Basic KYC, bank statements, GST returns and financials are typically required.

Yes, but business performance and cash flow also play a major role in approval.

Yes. One application lets you receive offers from multiple banks and NBFCs.

Absolutely. From application to disbursal, everything is digital.

Still have more questions?

Our experts are ready to provide the guidance you need for your business growth.

Talk to an Expert Call Support